In the face of the devastating mobile payment to the settlement market, how should traditional banks respond? The Agricultural Bank Decheng Branch responded with practical actions. On June 29th, as the first scan code payment project of the province's Agricultural Bank, the ABC Decheng branch acted as a scan code payment project developed by Dezhou's local commercial giant Debai Group.
It is understood that the scan code payment service is realized by scanning the QR code on the mobile phone, and the funds arrive at the bank account of the enterprise in real time, which not only supports the current mainstream WeChat Tenpay, Ali Alipay, UnionPay, but also supports the mobile banking of major banks. It is a master of scan code payment and adapts to the payment settlement requirements of modern commercial enterprises.
According to Wang Danli, the president of the Agricultural Bank of China Decheng Branch, mobile payment is the trend of the payment settlement market. As a traditional commercial bank, this is both an opportunity and a challenge. The so-called opportunity is an opportunity to re-segment the cake; the so-called challenge is that mobile payment companies have seized market opportunities and traditional banks are at a disadvantage. In the work of the Agricultural Bank of China Decheng Sub-branch, it actively sought market opportunities for mobile payment, and reached a cooperation consensus with Debai Group. After nearly three months of marketing, project development, R&D and docking, it overcomes one obstacle and finally ends in the Debai Group. The large store was successfully launched. After going online, the annual code can be settled by 120 million yuan. As a new project, it has accumulated valuable experience for promoting useful exploration to other commercial enterprises.
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