
Recently, China UnionPay has released the "Product List of Terminal Certification for Pass-Through Card Acceptance", and 79 smart pos products have passed the security certification of UnionPay card acceptance terminal, 6 more than the last announcement.
The UnionPay card acceptance terminal equipment safety certification has been expanded on the basis of the previous "CUP card acceptance terminal PIN input device safety certification". Among them, UnionPay card acceptance terminal equipment refers to the acceptance equipment and its security components that can complete UnionPay card transactions, including but not limited to telephone payment terminals, mPOS terminals, financial self-service terminals, intelligent point-of-sale terminals, and other new terminal products and PIN inputs. Terminal security components such as devices.
The following are 79 smart POS product information that have passed the UnionPay card acceptance terminal security certification:




In recent years, driven by third-party payment institutions such as WeChat and Alipay, and some fourth-party aggregation payment brands, the rise of mobile payment methods and the closely related bar code payment services have also seen rapid growth.
Pick up the phone and scan it with the QR code to complete the payment easily. This payment method is favored by many people and brings a lot of convenience to life. However, the bar code payment all over the streets and the streets is also highly valued by the regulatory authorities because of the low barriers to entry and the potential for safety hazards.
Now that the new year has begun, there will naturally be new products, new ways of playing and new opportunities in the market. Last year, the PBOC made some adjustments to the payment industry, and also issued several new regulations. It is the general direction, and all companies need to develop compliance based on this.
So the introduction of the "Bar Code Payment Service Specification" at the end of last year brought some new opportunities to the payment market. The new rule means that from April 1 this year, the QR code collection sticker is only suitable for small and micro merchants to receive 500. Within the block, if you want to use the QR code to pay for a larger payment, you must use the scanning code terminal. Therefore, the scanning function of various functions and the intelligent pos with scanning code will usher in new market opportunities. .
In addition, with the development of the Internet and mobile payment, mobile payment landing also requires hardware support. For traditional POS, the demand for upgrading has increased, and smart POS has become a new direction.
As a more independent system, Smart POS is more secure than the cash register plug-in, and can get rid of the constraints of the traditional cash register system, providing more diverse application scenarios and innovation capabilities. At the same time, as a professional commercial financial terminal, it not only supports two sets of acceptance systems based on card base (based on bank cards) and account base (based on mobile payment accounts), but also provides financial level security protection, which is an ideal carrier for financial and commercial services. In the future, it will assume more business functions.
The typical one is to provide different types of value-added services such as intelligent marketing, data services, and financial outsourcing, and improve the stickiness of merchants through personalized services, and form an obvious advantage of offline acceptance terminals.
On April 1st, after the formal implementation of the bar code payment service specification, the industry will face a large-scale reshuffle. Based on the upgrade and transformation of the business acceptance end, the extensive business model will shift to refined operation and service innovation. Based on its diverse forms of acceptance, rich application scenarios, and financial-grade security, Smart POS will become the basic equipment to promote the standardized development of bar code payment services, and usher in new development opportunities.
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